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XLNC - Monthly Income Plan
XLNC - MONTHLY INCOME PLAN (XMIP)
ONE TIME
DEPOSIT
12 MONTHS XMI 12 24 MONTHS XMI 24 36 MONTHS XMI 36 60 MONTHS XMI 60 84 MONTHS XMI 84 120 MONTHS XMI 120
9.50% YEAR 10% YEAR 10.75% YEAR 11.75% YEAR 11.75% YEAR 11.75% YEAR
20,000 - 167 179 196 196 196
50,000 396 417 448 490 490 490
1,00,000 792 833 896 979 979 979
2,00,000 1,583 1,667 1,792 1,958 1,958 1,958
5,00,000 3,958 4,167 4,479 4,896 4,896 4,896
10,00,000 7,917 8,333 8,958 9,792 9,792 9,792

Terms & Conditions

  • Minimum XMIP would start with Rs 20,000/- and further multiple of Rs 10,000/-.
  • First Monthly income will be paid after 30 days.

Premature Withdrawal Terms & condition

  • For 24 month MIP no premature withdrawal before 12 months.
    Premature Withdrawal between 13 to 18 month interest of 4.5% p.a only will be applicable , 19th months onwards interest of 5% p.a. only will be applicable.
  • For 36 months MIP no premature Withdrawal before 18 months.
    Premature Withdrawal between 19 to 30 interest of 4.5% p.a only will be applicable , 31st months onwards interest of 5 % p.a. only will be applicable.
  • For 60 months & above MIP no premature Withdrawal before 30 months.
    Premature withdrawal between 31 to 48 months interest of 5% p.a only will be applicable , 49th month onwards interest of 5.5% p.a. only will be applicable.
  • All paid Interest will be deducted from the Principal Amount.
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