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XLNC - Recurring Deposit Plan
XLNC - RECURRING DEPOSIT PLAN (XRD)
MONTHLY
DEPOSIT
AMOUNT
12 MONTHS / XRD12
10.75% P.A.
24 MONTHS / XRD24
11% P.A.
36 MONTHS / XRD36
11.25% P.A.
48 MONTHS / XRD48
11.50% P.A.
60 MONTHS / XRD60
11.75% P.A.
DEPOSIT
AMOUNT
PRODUCT
VALUE
DEPOSIT
AMOUNT
PRODUCT
VALUE
DEPOSIT
AMOUNT
PRODUCT
VALUE
DEPOSIT
AMOUNT
PRODUCT
VALUE
DEPOSIT
AMOUNT
PRODUCT
VALUE
500 6,000 6,349 12,000 13,414 18,000 21,326 24,000 30,240 30,000 40,342
1,000 12,000 12,699 24,000 26,829 36,000 42,652 48,000 60,480 60,000 80,684
2,000 24,000 25,398 48,000 53,657 72,000 85,303 96,000 1,20,959 1,20,000 1,61,369
3,000 36,000 38,096 72,000 80,486 1,08,000 1,27,955 1,44,000 1,81,439 1,80,000 2,42,053
4,000 48,000 50,795 96,000 1,07,315 1,44,000 1,70,607 1,92,000 2,41,918 2,40,000 3,22,737
5,000 60,000 63,494 1,20,000 1,34,143 1,80,000 2,13,258 2,40,000 3,02,398 3,00,000 4,03,422
XLNC - RECURRING DEPOSIT PLUS (XRD PLUS)
DEPOSIT Rs. 1000/- PER MONTH FOR 60 MONTHS AND GET DOUBLE OF YOUR PAID AMOUNT ON 100TH MONTH.
INVEST MINIMUM OF Rs. 1,000 AND IN MULTIPLE OF Rs. 1,000/-
XLNC - FUTURE  PLAN (XFP)
DEPOSIT Rs. 1500/- PER MONTH FOR 60 MONTHS AND GET Rs. 1500/- PER MONTH FROM 61ST MONTH FOR THE NEXT 180 MONTHS AND AT THE TIME OF MATURITY GET Rs. 1,21,656/-
THIS PLAN CAN BE USE AS KID'S EDUCATION PLANNING OR PENSION PLAN. BEST WAY TO SECURE YOUR FUTURE.
INVEST MINIMUM OF Rs.750/- AND IN MULTIPLE OF Rs.750/-
XLNC - JEEVAN SURAKSHA YOJNA (XJSY)
INESTMENT: From 1st Year to 07 Years RETURNS: From 8th Year till 21st Year MATURITY @ 22nd Year
A) XJSY Mini : Rs. 25,000 Per Year *Rs. 45,000 Per Year NA
B) XJSY Regular : Rs. 50,000 Per Year *Rs. 80,000 Per Year Rs. 3,50,000
XLNC UJJWAL BHAVISHYA YOJNA (XUBY)
ONE TIME INVESTMENT MATURITY @ 15 YEARS MATURITY @ 18 YEARS MATURITY @ 21 YEARS
1,00,000 6,00,000 9,00,000 12,00,000
Fixed Deposit Terms & Conditions will be applied for this plan. Minimum Investment Rs. 1,00,000/- and in multiple of Rs. 50,000/-
MONTHLY DEPOSIT MATURITY @ 15 YEARS MATURITY @ 18 YEARS MATURITY @ 21 YEARS
Rs. 2,500 FOR 05 YEARS 6,00,000 9,00,000 12,00,000
Recurring Deposit Terms & Conditions will be applied for this plan. Minimum Investment Rs. 2,500/- and in multiple of Rs. 1,250/-
XLNC - LAKHPATI YOJNA (XLY)
DEPOSIT MONTHLY RS. 1250
FOR 5 YEARS
DEPOSIT MONTHLY RS. 1640
FOR 4 YEARS
DEPOSIT MONTHLY RS. 2350
FOR 3 YEARS
DEPOSIT MONTHLY RS. 3740
FOR 2 YEARS
GET RS. 1,00,000 (1 LAKH)
AFTER 5 YEARS
GET RS. 1,00,000 (1 LAKH)
AFTER 4 YEARS
GET RS. 1,00,000 (1 LAKH)
AFTER 3 YEARS
GET RS. 1,00,000 (1 LAKH)
AFTER 2 YEARS

Terms & Conditions

  • XRD can be open with minimum of Rs. 500 and in multiple of Rs 50.
  • XRDP Account can be open with minimum of Rs. 1000 and in multiple of Rs 1000.
  • XFP Account can be open with minimum of Rs. 750 and in multiple of Rs 750.
  • XUBY Account can be open with minimum of Rs. 2500 and in multiple of Rs 2500.
  • XLY Account can be open with minimum of Rs. 1250/1640/2350/3740.
  • Interest calculation compunding.
  • Defaulters will be charged at the rate of 2% per month installment with a maximum period of three month. After this the total deposited amount will be paid back to the Investor with the following rates of interest: 0-6 months - not applicable,7-11 months @4.5% P.A. , 12-18 months @ 5% P.A., 19-24 months @5.5% P.A., 30-59 months @6% P.A.
  • The monthly deposit of installment will attract a grace period of 15 days, after which the RD will be considered as an irregular account and will
    attract late fee.
  • Irregular account can not ask for premature payment.

Premature Withdrawl Terms & condition

  • 24 Months RD - No premature withdrawl is allowed.
  • 36 Months RD - premature withdrawl is allowed only after completion of 18 Months where an investor will attract interest of @5%p.a. Only.
  • 48 Months RD - premature withdrawl is allowed only after completion of 24 month where an investor will attract interest of @5.5%p.a. Only.
  • 60 Months RD - premature withdrawl is allowed only after completion of 30 month where an investor will attract interest of @6% p.a. Only.
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